Gold Loans

Overview:

Gold loans are the fastest and simplest way to raise short-term funds using your gold jewelry or coins as collateral. They offer high liquidity while keeping ownership of your asset intact. This is a safe and efficient financing solution during emergencies or cash crunches.

Key Features:

Instant disbursal with minimal paperwork—loan sanctioned within minutes.
Loan amount based on current gold rate and purity, often ₹2,000–₹4,000 per gram.
Short-term tenures from 3 to 24 months with flexible renewal options.
Secure vault storage with 100% insurance coverage for your gold.
No need for income proof or credit history—ideal for all categories.

Why It Works:

Convenient for farmers, traders, homemakers, and small business owners.
Repay interest only or bullet payment options available.
Transparent valuation and full clarity on repayment terms.